Grace is not some abstract doctrine or theological construct. Grace comes as Christ does. Grace is as personal as he is. In fact, Christ is grace. The unmerited favor of God is what Jesus is about, but it is also who he is. We should thus see grace as a personal action by a personal God who saved us from our helpless condition out of pure love.--R. Kent Hughes and Bryan Chapell, 1 and 2 Timothy and Titus: Guard the Good Deposit (Crossway 2000), 339
Sinclair Ferguson has made the same point, as Tony Reinke shows us.